My Lending Squad

Your trusted partner in navigating loans with confidence – from personal and home loans to business and vehicle financing

How can we help you today?

Rated 5 from 8 Reviews

Home Loans

With access to hundreds of Home Loans, we’re sure to be able to find the right one for you

Home Loans

Investment Loans

We have access to hundreds of Investment Loan options, let us help you with your invest

Investment Loans

Refinancing

Whether you’re coming off a fixed rate or paying a variable rate, chances are we can help

Refinancing

Ready to Secure the Right Home Loan?

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My Lending Squad—

Your Compass in the Lending Landscape

When life’s milestones or business ambitions call for capital, you need a brokerage partner who can read the market barometer and chart the optimum financing course. My Lending Squad harnesses deep lender networks, data‑driven credit analysis, and agile structuring skills to secure competitive funding solutions for Australian households and enterprises alike.

Our Broker Bench

Behind every approval is a specialist who knows which lender appetite, policy overlay, and risk‑adjusted pricing matrix will best fit your profile. Our MFAA‑accredited brokers combine banking pedigree with fintech fluency, leveraging automated serviceability calculators, real‑time rate engines, and bespoke scenario modelling to present your application in its strongest light—maximising approval odds while minimising turnaround time.

Solutions Tailored to Your Financial Needs

We offer a full range of lending solutions designed around your goals, financial position, and future plans—delivering smarter structures, competitive rates, and ongoing support.

Residential Home Loan

Unlock owner‑occupied or investment property finance with LVRs up to 95 %, offset sub‑accounts, and redraw facilities. We negotiate discretionary rate discounts and waive application fees where possible. Our post‑settlement monitoring keeps you on the sharpest rate curve.

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Construction Loan

Staged‑draw funding with interest‑only progress payments, fixed‑price or cost‑plus contract compatibility, and build insurance guidance. We liaise with builders, quantity surveyors, and lenders to ensure each drawdown meets schedule.

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Debt Consolidation

Restructure multiple liabilities into a single amortising facility, reducing weighted average interest cost and improving cash‑flow. Credit‑score modelling shows you the uplift before you commit.

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Commercial & Business Loan

From working‑capital LOCs to lease‑doc property facilities, we package deals with covenant structures aligned to EBITDA and DSCR requirements. Fast‑track pathways for trade, start‑ups, and med‑fin available.

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SMSF Loans

Limited‑recourse borrowing arrangements (LRBAs) for residential or commercial property inside your fund. We handle compliance with SIS Act leverage caps and arm’s‑length terms, collaborating with your auditor and financial planner.

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Car Loan

Novated lease, chattel mortgage, or consumer loan—choose the tax structure that suits your balance sheet. State streamlined approval and fleet‑level pricing for single vehicles.

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First Home Buyer Investment

Take your first step into property ownership with confidence. We guide first-home buyers through grants, concessions, and loan structures while helping you build a strong foundation for future property investment.

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Asset Finance

Fund vehicles, equipment, and business assets with flexible finance solutions designed to protect cash flow, optimise tax outcomes, and support long-term growth.

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The Brokers Who Guide You With Financial Insight

My Lending Squad began as a boutique brokerage with a single mission: simplify finance without compromising diligence. Over sixteen years we have scaled to a national footprint, yet remain fiercely independent—free to chase whichever lender truly serves the client’s interests. Our culture is rooted in continuous professional development. Every adviser completes annual RG 206 compliance refreshers and attends lender credit‑policy briefings, ensuring advice is both ethical and current. We invest in cybersecurity and ISO‑27001 data protocols so your information stays locked tight.

Why Choose My Lending Squad

With proven expertise, lender access, and a client-first approach, My Lending Squad delivers tailored finance solutions backed by transparent advice and ongoing support.

16 Years OF Experience

Market cycles—from GFC to rising‑rate era—have sharpened our credit instincts. Institutional knowledge translates into resilient deal structuring and proactive risk mitigation.

Trust and Confidentiality

End‑to‑end encryption, strict NDAs, and conflict‑of‑interest checks protect your transaction and your privacy at every touch‑point.

Provide quality service

You receive a dedicated case manager, milestone SMS alerts, and a 24‑hour SLA on queries. Our Net Promoter Score sits consistently above 80.

Get the best support

Post‑settlement reviews, refinancing health checks, and rate‑watch alerts ensure your facility keeps pace with the market long after drawdown.

What Our Clients Are Saying

Hear from our clients who have secured smarter finance solutions and achieved their goals with confidence through My Lending Squad’s specialist guidance.

      
   My Lending Squad
   8 Google reviews 
  Write a review 
  
 
 
   
 
 
       Posted on Google  
   
   Blair Fisherman 
 
 
 
 Trustindex verifies that the original source of the review is Google. Navneel is a great mortgage broker who will research all the options and provide you with only the best lending solutions. His turn around time is fast and will work out a solution to any complex problem. Highly recommend!
  
 
      Posted on Google  
   
   Deepika Vashishth 
 
 
 
 Trustindex verifies that the original source of the review is Google. I worked with Navneel Sharma to secure my first home loan, and the experience was outstanding. As first-time buyers, I had a lot of questions, and Navneel was always patient, thorough, and clear in explaining everything. Communication was excellent. He helped me lock in a competitive rate and made sure everything was submitted on time. I never felt pressured or rushed, and it felt like he genuinely had my best interest at heart.
Highly recommend Navneel to anyone looking for a trustworthy and knowledgeable mortgage broker.
  
 
      Posted on Google  
   
   anup 
 
 
 
 Trustindex verifies that the original source of the review is Google. Absolutely fantastic experience with Navneel. Very knowledgeable, helpful, and guided me through the property purchase smoothly. Highly recommend!
  
 
      Posted on Google  
   
   Charanjit Singh 
 
 
 
 Trustindex verifies that the original source of the review is Google. Without a doubt best Service around. Nav is your guy if you are looking for someone to rely on to get best deals in market. Thankyou My Lending Squad for great service and keep up the good work. Cheers.
  
 
      Posted on Google  
   
   Vicki Matthews 
 
 
 
 Trustindex verifies that the original source of the review is Google. Nav was absolutely fantastic to work with! When another broker told me I wouldn’t be able to get a loan, he stepped in and made the process seamless for which I am very grateful. He kept me updated every step of the way with calls and messages, always making sure I understood everything. His dedication and clear communication made the whole experience stress-free. Highly recommend Nav to anyone looking for a knowledgeable and supportive mortgage broker!
  
 
      Posted on Google  
   
   thirumoorthy ganesan 
 
 
 
 Trustindex verifies that the original source of the review is Google. Quick to respond, went extra miles to get me a better deal as per my need. Kudos Robin. Cheers.
  
 
      Posted on Google  
   
   Braam Lotter 
 
 
 
 Trustindex verifies that the original source of the review is Google. I had an exceptional experience working with Nav to consolidate my loans and secure far better rates. From start to finish, the process was seamless and stress-free, thanks to their expertise and personalised approach.
I cannot recommend Nav highly enough. Their professionalism, attention to detail, and dedication to finding the best possible solution for my financial needs truly set them apart. They took the time to understand my specific situation and goals, and worked tirelessly to negotiate favourable terms on my behalf.
Not only did Nav help me achieve significant savings through loan consolidation, but they also provided valuable guidance and support every step of the way. Their knowledge of the mortgage industry and commitment to customer satisfaction are truly commendable.
If you are looking for a reliable and trustworthy mortgage broker to help you consolidate your loans and secure better rates, look no further. Thank you, Nav, for making this process so smooth and successful!
  
 
      Posted on Google  
   
   Ranjila Shekar Gounder 
 
 
 
 Trustindex verifies that the original source of the review is Google. My Lending Squad have always been amazing to deal with. Nav consistently goes above and beyond, providing exceptional advice, clear communication, and personalized service. Every interaction is smooth and stress-free. Highly recommend!